Commercial Umbrella / Excess Liability
Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.
Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.
What commercial umbrella insurance covers
Commercial umbrella insurance covers the same types of costs as general liability insurance, such as medical expenses, attorney fees and damages when your company faces a lawsuit.
Commercial umbrella coverage options?
Besides commercial umbrella insurance, there are a number of other endorsements that could be appropriate for your business needs, including:
- Hired and non-owned auto liability insurance, which provides auto liability coverage when employees rent or use their own cars for business use.
- Employment practices liability insurance, which offers protection against employee lawsuits.
- Directors and officers liability insurance, which covers defense costs and damages made against a director or officer.
- Liquor liability insurance, which protects you against injury claims when alcohol is furnished during the course of your business operations.
- Fire legal liability insurance, which provides coverage in the event you are found liable for a fire in the space you rent or lease.
Besides commercial umbrella insurance, there are a number of other endorsements that could be appropriate for your business needs, including:
- Hired and non-owned auto liability insurance, which provides auto liability coverage when employees rent or use their own cars for business use.
- Employment practices liability insurance, which offers protection against employee lawsuits.
- Directors and officers liability insurance, which covers defense costs and damages made against a director or officer.
- Liquor liability insurance, which protects you against injury claims when alcohol is furnished during the course of your business operations.
- Fire legal liability insurance, which provides coverage in the event you are found liable for a fire in the space you rent or lease.